Since January of 2007

Article 236: The owners of vehicles are obligated to maintain a effective civil responsibility insurance policy, which includes as a minimum:

• Responsibility for damage to foreign property for the minimum amount of $5,000.00
• Responsibility for personal injuries of $5,000.00 per person and $10,000.00 per accident.

The owners of vehicles registered in other countries are forced to comply with the dispositions of this article in order to be able to drive in the Republic of Panama.

Source: Gaceta Oficial, Friday 29 of December of 2006 (nº 25,701)